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iServe Loan Products

iServe Residential Lending is “100% retail 100% of the time!” With iServe’s wide array of loan products, you’ll have more flexibility than ever and more ways to find the right loans for your clients. Where other companies are looking to say “No” to a mortgage, iServe is looking for ways to say “YES”.

FHA 
Federal Housing Administration loans are a popular homebuyer choice, but also available for refinancing existing mortgages. Buyers can purchase a home with a small down payment

  • GNMA issuer #4181
  • We have our own guidelines to 580 credit
  • Streamlines without appraisals – serviced by anyone
  • Fun and streamline 203k loans available

VA
Department of Veterans Affairs loans for our Military Veterans, offering up to 100% financing

  • iServe has expertise in the production of VA loans
  • Training and support will be provided to MLOs new to the sale of VA loans
  • SAR / LAPP approved with multiple underwriters
  • IRRRL without appraisals
  • VA Jumbo

FNMA / FHLMC
A mortgage that is equal to or less than the dollar amount established by the conforming limit set by Fannie Mae and Freddie Mac

  • Own guidelines with minimal overlays
  • 97% – FNMA Home Ready
  • LPMI
  • NOO 5-10 financed properties

JUMBO
A jumbo loan provides financing for loan amounts higher than the maximum conforming limits set by Fannie Mae and Freddie Mac

  • Many sources for sophisticated borrowers
  • Loans to $2 Million
  • 85% with no MF options

HELOCS
Used to bring loan to conforming levels to avoid Jumbo pricing and guidelines

HARP
Home Affordable Refinance Program is a low cost refinancing option for responsible homeowners with no equity

USDA
United States Department of Agriculture Loans provides low and moderate income rural residents better access to affordable loans

  • 100% financing in designated rural communities
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